Solutions

Pivotal Drive’s usage-based insurance leverages real-time telematics and dash camera data to price coverage based on actual vehicle utilization and driving behavior. As mileage, routes and performance change, your premiums adjust with them—aligning insurance costs with your real-time fleet activity. When monthly insurance pricing reflects true performance, cash flow improves and safer driving becomes measurable premium savings.

Driver data can be leveraged to tailor training and provide real-time feedback, improving performance and reducing risk across daily operations. Safety programs that tie coaching and incentives directly to real-world behavior enable targeted risk management that delivers measurable results. Continuous safety insight connects driver performance, route activity and shipper detail to your total cost of risk, turning safety into an operating advantage. Let our experts assist you to tailor your safety program and driver pay scales to lower insurance costs and improve profitability.

With decades of niche expertise in transportation segments, our in-house claims team is dedicated to containing expenses, reducing nuclear verdicts, securing swift resolutions and limiting disruption. Camera footage and telematics, live collision alerts, first notice of loss (FNOL) and instant claims reporting and tracking accelerate investigations, prevent fraud and minimize litigation risk.