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Insurance Solutions for AAA Contracted Tow Fleets

Data-Driven tow insurance solutions tailored to your fleet’s real-time performance and designed to reward safer, more efficient operations.

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How Telematics Can Relieve Cross-Border Insurance Pressures

Cross-border transportation between the United States and Mexico is one of the backbones of North American commerce. In 2024, the U.S. traded roughly $840 billion in goods with Mexico. For decades, these fleets have connected communities on both sides of the border, moving workers, families and goods that sustain regional economies.

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Built for Fleets. Powered By Data.

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Technology
Our centralized analytics platform, FleetLytics, integrates telematics and dash camera data to provide real-time, actionable insight into route performance, driving behavior and total cost of risk.
Data-Fueled Coverage
Pivotal Drive’s usage-based insurance leverages real-time telematics and dash camera data to price coverage based on actual vehicle utilization and driving behavior.
Safety & Risk Control
Continuous safety insight connects driver performance, route activity and shipper detail to your total cost of risk, turning safety into an operating advantage.
Claims Management
With decades of niche expertise in transportation segments, our in-house claims team is dedicated to containing expenses, reducing nuclear verdicts, securing swift resolutions and limiting disruption.

We believe your insurance should work as hard as your operation.

That’s why we built a data-first model that powers usage-based coverage, strong safety outcomes and fast claims resolution. We bring transparency to insurance pricing and align coverage with your fleet’s real-world performance. And we don’t stop there. We’ll help you use new operational insights to improve margins, strengthen profitability and price your services with greater confidence.

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Pivotal Drive Risk

Pivotal Drive Powered by FleetLytics

Businesses insured by Pivotal Drive Risk MGA utilize FleetLytics, our leading fleet analytics software. Its centralized dashboard unifies safety, compliance, telematics and claims data to deliver real-time visibility into fleet activity and insurance pricing.

Key capabilities include collision detection and live alerts, instant claims reporting and tracking, automated driver and vehicle onboarding and contract compliance, targeted training based on driver behavior, real-time corrective driver feedback and performance data integration with insurers.

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